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WebGenerally speaking, credit ratings are a function of the following factors: Consistent Free Cash Flows (FCFs) High-Profit Margins (e.g. Gross Profit Margin, Operating Margin, EBITDA Margin, Net Profit Margin) Track Record of Timely Debt Payments Low-Risk Industry (i.e. Minimal Disruption Risk, Non-Cyclical, Low External Threats) WebMar 28, 2024 · A score of 720 or higher is generally considered excellent credit. A score of 690 to 719 is considered good credit. Scores of 630 to 689 are fair credit. And scores of 629 or below are bad credit ... Webvanautocredit • Follow Vancouver Auto Credit 30 views vanautocredit The Sonata's technology features are impressive, from available driver safety aids like blind-spot monitoring and automatic emergency braking to large, crisp touchscreen displays for navigation and entertainment functions. lightspeed microphones